Supply Chain Financing

Supply Chain Financing focuses on the needs of larger corporations that purchase product and material from a wide network of suppliers throughout the US and over the globe. Beacon Business Capital provides a Supply Chain Finance platform designed to benefit both buyers and sellers that are domestic or international.

Benefits for Buyers:

  • Improved relations with suppliers
  • Enhanced credit limits with suppliers
  • Increased days payable outstanding to 120 days
  • Unsecured Financing (No Collateral, No UCC filing)
  • No monthly volume requirements

Benefits for Suppliers:

  • Free access to contemporary payment platform
  • Improved cash flow and days outstanding
  • Reduced accounts receivable carrying expenses
  • 100% paid in full with no discount

Supply Chain Financing benefits both buyers and sellers/vendors and no longer has to be acquired by collateralized lending programs through big banks or goliath lending institutions. Beacon Business Capital offers two types of Supply Chain Financing determined by the terms established with your suppliers/vendors:

AR Program

  • Supplier/Vendor offers Buyer no pay terms
  • Supplier invoices Buyer in full through platform
  • Buyer approves Supplier invoice and Platform pays Supplier in full
  • Paid Supplier ships product to Buyer
  • Buyer pays Platform invoice amount plus interest within 120 days
  • Buyers must have existing relations and pay history with Suppliers
  • Buyers must have annual revenues of $20 Million

Promisory Note Program

  • Supplier grants Buyer pay terms of 10-90 days
  • Buyer presents Platform with invoice due to Supplier within pay terms
  • Platform pays Supplier direct and allows Buyer up to 120 days pay terms from date of Supplier invoice or shipment
  • Interest to 120 days paid up front and principle paid in arrears
  • Buyers must have existing relations and pay history with Suppliers
  • Buyers must have annual revenues of $20 Million

With a completed application and records check list, Beacon Business Capital can provide a terms sheet in 24-48 hours. Contact us to learn more about how we can expand your supplier pay terms to 120 days, enhance your liquidity position and help your company take advantage of new opportunities with unsecured financing today.