Commercial Real Estate Loans

Beacon Business Capital offers Commercial Property Loans by financing Rental, Investment, Business and Agricultural Real Estate. We offer flexible terms to borrowers to secure new properties, to improve the value of an existing property, or to secure capital from equity in commercial real estate for business purposes.

We work with all types of borrowers with all types of credit and provide loans up to $20 Million. The commercial real estate landscape can be difficult to traverse on your own, but BBC can help you quickly navigate the most expedient course to secure financing for any of the following:

Commercial Programs – Purchasing, Refinancing, Or Cash-Out

  • Proceeds used for business purposes
  • Custom term lengths
  • Fixed or floating interest rates
  • Competitive loan to value
  • No minimum credit scores
  • Fast funding
  • Appraisal required

Residential Rentals – Purchasing, Refinancing, Cash-Out For Rental Properties

  • Proceeds used to improve or purchase non-homestead properties
  • Custom term lengths
  • Competitive interest rates
  • Competitive loan to value
  • No minimum credit score
  • Fast funding
  • Appraisal required

Our loans are backed by the value of existing real estate and are often used for a variety of investment or business purposes: company growth and expansion, cash flow, bridge loans, new construction, mobilization, multifamily purchase, long-term rental improvement, fix-and-flip and more.

Beacon Business Capital is not a traditional hard money lender. We typically provide loans for longer terms that are more flexible than hard money loans. And we don’t base lending amounts or repayment terms on your credit score or income amount. A loan-to-value ratio of the loan is used to determine these. Simply stated, the higher the value of the property, the more money you can secure in a loan.

This is the primary difference in our loan versus that of a traditional bank or mortgage loan that bases decisions on credit scores and income. Our loan process is an exceedingly better lending experience combined with superior flexibility.

We offer Interest-Only, Balloon Payment at Maturity, and Fully Amortizing loans. Our loans generally range in duration from one to five years. These terms are designed to get you the property or cash-out loan you need in the most expedient manner possible. The majority of our clients either refinance the loan with a more traditional lender down the road or sell the property before maturity. Some refinance into a similar loan at term’s end. Either way, our loans are designed to bridge a capital gap or to take advantage of opportunities that require swift and decisive action. We typically close our loans in 2-4 days. And if we don’t provide the type of loan you need, we likely know the company that does.

Are you ready to discuss your Commercial or Agricultural Real Estate Loan needs? Call Beacon Business Capital at 713-828-9085 to discuss your goals and make your capital requirements a reality in a short amount of time.